Ｉさんに不足金を支払ってもらったので、急いで口座をしめないといけません。とりあえず、口座を下ろす前に、明細をみましたらびっくり。マイナスのバランスになったのは今月になってからのようですが、$35の延滞金が８回もチャージされていました。不足金$600のうち、$280は延滞金だなんて・・・。しかし、１００％の延滞金など、この世の中にこんな高利の金貸しがいるなんて・・・。シティバンクにはあと１３ドル残ってるんですけど（笑）、口座閉じた方がいいかな、と本気で悩むのでした。
Since he paid my lacking money, I have to close my account as soon as possible. In the meantime, I checked my balance, and I was surprised… Because, the lacking money is accrued after this month, but I paid back money of $35 eight times. Among lacking money S600, $280 is back money. However I cannot believe there is 100% interest rate in the world… I have $13 at City Bank, but I wonder whether or not I should close my account of City Bank.
2009年7月7日火曜日
Kitchen Sink
菊名のマンションに引っ越しして最初に気づいたのは、台所が低い。流し台が本当に低くて、日本にいたころは気づかなかったけど、アメリカの流し台は高かったんだなぁとつくづく実感。日本に帰ってきたら、流し台が低くて洗い物とかお料理が大変。ただでさえ、日本に帰ってくるときの飛行機のせいで、腰の調子が悪いのに。日本に帰ってきたら、単に暮らしているだけで、こんなにも腰に負担がかかっているのね、ということがわかり、ますますＤＣが恋しくなるのでした。
When I moved to a new apartment in Kikuna after returnig to Japan, I found a kitchen sink was installed lower in Japan than in the US. When I was in Japan before my staying in the US, I didn't know that. But I deeply feel that a sink in the US is installed much higher than in Japan. After returning to Japan, I have troubles to wash dishes or cook. I feel pain for my back already because of the plane returning to Japan. I have strained my back, therefore, I miss DC so much.
When I moved to a new apartment in Kikuna after returnig to Japan, I found a kitchen sink was installed lower in Japan than in the US. When I was in Japan before my staying in the US, I didn't know that. But I deeply feel that a sink in the US is installed much higher than in Japan. After returning to Japan, I have troubles to wash dishes or cook. I feel pain for my back already because of the plane returning to Japan. I have strained my back, therefore, I miss DC so much.
Debit card
デビットカードは、その都度、チェッキングアカウントから、カードを使用する度に、現金が引き落とされます。で、その都度、引き落とされてると思っていました。ところが、お店によっては、その瞬間に引き落としをしないで、何日かペンディングになる場合があるようなのです。で、ハワイで、チェッキングアカウントの残額を確認して、ほぼ０ドルになるまで、デビットカードを使用してきました（苦笑）。バンカメのアカウントはハワイでクローズしようと思ってたのですけど、なんとハワイにはバンカメがありませんでした。で、ついでに、シティバンクもありませんでした・・・。で、時差なんかの関係でバンカメにうまく電話ができなかったので、とりあえず、口座を空にしてしまおうと、使用したわけです。で、日本に帰って１週間くらいしたら、Iさんから、バンカメのチェッキングアカウントが＄４５０ドルくらい不足している、という請求書が届いたとメールが来ました・・・。で、しょうがないので、支払をして下さいと頼みました。で岩瀬さんがジャニスとバンカメに行ってもらって支払ってもらいました。なんと、＄６００ドルくらいになってたようです。ただし、本人でないと、アカウントをクローズすることができない、ということで、私、バンカメに電話しないといけません。うう、面倒くさいよう。
When I use a debit card, basically, the cash I used is withdrawn from my checking account on the same day. I thought the cash is withdrawn immediately. However, for some stores, the cash is not withdrawn on the same day, and withdrawn in a couple of days later. I checked my checking account in an internet, and spent money until my amount of balance of my checking account became close to zero. Although I was going to close my account of Bank of America, there is no Bank of America in Honolulu…Incidentally; there is no City Bank in Honolulu. Since I could not call Bank of America because there is a time difference between Honolulu and Washington DC, for the time being, I was going to make my checking account empty.
About one week after returning to Japan, Mr. Iwase sent me e-mail that he received a bill from Bank of America and the bill said that my checking account is lacking $450. I was surprised but there was nothing else I could do, so I asked him to pay the lacking money. The lacking money was increasing, and he should have paid about $600. However, only I myself can close my account, so I have to call Bank of America. What a bother…
When I use a debit card, basically, the cash I used is withdrawn from my checking account on the same day. I thought the cash is withdrawn immediately. However, for some stores, the cash is not withdrawn on the same day, and withdrawn in a couple of days later. I checked my checking account in an internet, and spent money until my amount of balance of my checking account became close to zero. Although I was going to close my account of Bank of America, there is no Bank of America in Honolulu…Incidentally; there is no City Bank in Honolulu. Since I could not call Bank of America because there is a time difference between Honolulu and Washington DC, for the time being, I was going to make my checking account empty.
About one week after returning to Japan, Mr. Iwase sent me e-mail that he received a bill from Bank of America and the bill said that my checking account is lacking $450. I was surprised but there was nothing else I could do, so I asked him to pay the lacking money. The lacking money was increasing, and he should have paid about $600. However, only I myself can close my account, so I have to call Bank of America. What a bother…
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